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EXCITING CREDIT SECTOR CAREER OPPORTUNITIES

Our client, a leading and one of the fastest-growing non-deposit taking Credit Company with countrywide presence and strong market footprint, seeks to recruit dynamic, results oriented energetic and self-driven individuals for the following roles.

4. BRANCH TEAM LEADER/CREDIT MANAGER

Role Overview

Reporting to the sector head functionally and the Head of Operations administratively, the role holder will be responsible for day-to-day management of the branch, branch profitability, loan book growth and collections.

Position Summary

Department: Executive

Reports To: Sector Head

Supervises: Branch Team

Location: Nairobi, Embu, Narok, Meru

Number of Positions: Seven (7) Positions

Placement: Immediate

Key Role Accountabilities (Duties and Responsibilities)

    Executive Role

  • Provides the interface between the CEO and the branch staff.
  • Actively cascades to the staff all decisions and directives from the Executive.
  • Constantly provides the CEO with feedback information on the running of the branch.
  • Provides oversight and management for the day to day running of the branch.
  • Attends company quality meeting and all meetings on behalf of the branch.
  • Member of the Branch Executive Committee
  • Growth of the Loan Book

  • Ensure the loan book grows as projected through continuous product development and value proposition.
  • Actively participate in effective market penetration.
  • Proactively manage cost to ensure product profitability.
  • In collaboration with the CEO, and strategy team, develop a market penetration strategy that clearly identifies target markets and offer a new and innovative approaches to reach customers, in line with the company’s vision.
  • Oversee sales and marketing execution in the branch to bring in qualified customers, provide customers with a positive experience and efficient management of customer pipeline.
  • Set appropriate sales targets for the staff and monitor progress towards achieving the same and adjusting as necessary.
  • Ensures product quality is within expected standards.
  • Ensure quality credit appraisals for all applications in the branch.
  • Together with branch staff, keenly manage all non-performing loans to maintain quality of the book.
  • Maintains and updates tools for monitoring credit.
  • Chairs the Branch Credit Committee.
  • Customer Service

  • Together with the branch staff, develop strategies to maintain and continuously improve service to the customers.
  • Ensures zero tolerance to customer complaints – both internally and externally.
  • Ensures that the set Turn Around Time is adhered to by all branch staff.
  • Maintain high level of confidentiality of customer information.
  • Communicates unsuccessful credit applications to the customers in a professional manner.
  • Human Resource Management

  • Provides authentic leadership to the staff at the branch level.
  • Develops staff competencies and skills through continuous training of products and policies for performance improvement as per set targets and standards.
  • In charge of leave management at the branch
  • Ensure practical shadow positioning at the branch.
  • Ensure successful portfolio transfer during normal leave and staff exits.
  • In charge of Human Resource Administration at the branch including hiring, disciplinary action, staff documentation and filling, employee relations.
  • Maintains high level of team spirit.
  • Constantly articulates the strategic intent of the company’s mission and core values.
  • Mentor and guides the staff.
  • Policies and procedures

  • Custodian of policies, processes, and products manuals - both soft and hard copies.
  • Ensure compliance to company policies and procedures.
  • In charge of the branch assets.
  • Ensure that adequate security is provided in the branch for both the branch staff and customers to transact.
  • Ensure quarterly and annual reports for the product are prepared on time.
  • Ensures that issues raised during branch audit are addressed.
  • Endeavor to create a conducive and clean environment that promote good health and wellbeing of the staff and the customers.
  • Ensures branch contingency planning is operational including backups of branch data on weekly basis.
  • Perform any other role assigned by the supervisor from time to time.

Person Specification (Qualifications, Experience and Skills)

  • Bachelor’s degree in any Business field from a recognized university /CPA/Credit certification or
  • Diploma in Business field from a recognized institution of higher learning / Credit certification or any other candidate who has demonstrated qualities of a QGL/AQGL.
  • At least 3 years practical working experience at a senior level in Credit in a Credit Company or in a MFI/Finance Institution.

Extra Attributes

  • Leadership skills.
  • Report writing skills, Excellent skills in analysis of Financials, communication, interpersonal, organizational and negotiation skills.
  • Demonstrates leadership skills.
  • Proficiency in MS Office (MS Word, Excel, PowerPoint, and Email).

Application Procedure

If you meet the above criteria and are interested in making a meaningful career move in the fast-growing Credit Finance Sector, apply by submitting your CV in confidence to:

The Talent & Human Capital Lead,
Esquire Consultants Limited
P.O. Box 76883-00620,
Nairobi.

Via our placement email recruit@esquireconsultants.co.ke

Please Note:

  • Do not attach certificates and testimonials in your application.
  • Kindly indicate your EXPECTED SALARY in your CV or application.
  • Kindly indicate your Preferred Branch in your application.
  • Closing date for applications is Friday 14th October 2022.
  • Shortlisting will be carried on a rolling basis as applications stream in.
  • Only shortlisting candidates will be contacted.
  • If you do not hear from us by Friday 24th October 2022, consider your application unsuccessful but your CV will remain in our database for future consideration.
  • Our client is an equal opportunities employer.
Esquire Consultants Limited | The quest to make a distinction